for those who want to make income on thier money without trading here we go:
US/JAP
sawp rate is 13.5 standard account( source
http://www.interbankfx.com/swap_rates.php )
if you have 1000$ and you bought 3 lots mini lots each is 0.1 then over one year
money = No. of lots x swap rate(.135 for minilot size 0.1) x 365 = 147.8 that is about 15% income in one year
Now lets say the market went to its ever low value which is 80 and the current value is 116.77 so lets say the market went all the way against you that would be 116.77-80=36.77 that would be 3677 pips
now let calc. (.3) lots x 3677= that is 1103.1 $ But don't forget that for the market to reach its ever low value which was on 1995 , it would take lets say about 4 to 5 years to do that, the price just does not drop that sudden, beside we are already trading on the low side of this pair.
So in four year on .3 lots are generating profits on the sawp, will be
147.8(calc from above) x 4 years = 591.3$ and at that time we said the market has reached its ever low value.
So in the worst case case you will lose half of your money in 4 years time,
Best case is the market goes with you ... I wont take the ever max. value of US/JAP i will take a mid value lets say 160 which was on 1990
so 160 - 116.77= 43.23 that would be 4323 pips
so .3x 4323= 1296.9 plus it would take around 4 years lets say to reach this number so the sawp would be 147.8x 4= 591.3 total of 1888.2 +1000 = 2888.2 so you have more than double of your money in 4 years.
I think that would be better than money in the bank ? I hope i am not wrong in my calculation if I am then pls correct me !!
all of which we have assumed the fix sawp rate .135 for mini lots size account and we took the worst cause and one of the good cases