Hi,

I realized when I reread Linuxser's question that I had not explained something clearly.

Here it is as I understand it. Companies like Goldman-Sachs set up separate accounts for traders so that the client's money is not mixed in with the brokers money. Money is moved in and out of the trading account only as is required for trading. The broker knows it is there, rather like a trust fund, but in case of a broker shutdown, that money is supposed to be the client's exclusively. You need a lot of money to have this available to you. The US Bank money managers fund was supposed to serve the same purpose for less than the 1 Mill that is required for G-S. It was frozen.

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"If I have not love, I am nothing." So what is love? Is it our present day romantic notions? To me not. To me love is the willingness from the heart to serve others with respect, kindness and practicality in whatever way God gives us. As we serve others in this fashion we serve and reflect Him who made us all.