Good post.

I have no real positive ideas but I want to explain some points.

About point 3 and some IB. The main problem is that most IB does not held the money, just earn some commission from the trades.

The money is wired to main Broker account. Just take a look into the forms of many IB. The form often says you're opening an account with another company than your IB.

Second problem could be what´s could happens if the IB helds the money. the main broker could ignore your trades because there is deposit under your name into your main account.

There are another problems to avoid.

One is the standard lot for Forex still is 100k, when you´re trading mini or micros you play the broker games. There is no real money involved. There is no money transfer. We accept that because we know we could win this game.

But this is a problem if we want to held our money within a bank. Every bank transaction has a fixed cost no matter of the amount. If we´re lucky and we could find a Broker and Bank that could accept mini or micro lots using money transfer the costs would kill the customer.

I suggest:

1-Banks acting as Brokers and a careful reading of the contract.
2-Canadian CIPF
3-Insurance Company.

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